Investment Policy

Introduction

RubinsteinTaybi Syndrome Support Group (RTSUK) is an incorporated charity which has charitable aims to support those affected by RTS.

The totality of any RTSUK assets (surplus to running costs) will be invested to provide an income for its activities. The trustees are governed by the Trustee Act 2000 which sets out the general power of investment. The Charity’s assets are invested in savings accounts with CAF.

Investment Objectives

RTSUK seeks to produce the best financial return within an acceptable level of risk and with flexible accessibility to facilitate project finance. RTSUK’S investment objective is one of capital protection and a stable income stream.

Risk

RTSUK adopts a low risk policy of capital protection. Capital and income volatility can be tolerated if consistent with expectations. RTSUK assets are diversified in three accounts.

Liquidity Requirements

The Charity distributes funds between current and savings accounts and this is reviewed regularly.

Time Horizon

The Charity can adopt a long term investment time horizon as long as flexibility of access is incorporated, in order to fund activities.

Management, Reporting and Monitoring

Assets should be invested to grow at least in line with inflation to ensure sustainability. Where deemed necessary, external advice should be sought in order to maximise return on investment.

RTS asset value and income is monitored quarterly by the Treasurer and reviews the investment performance of the savings accounts against similar charities and the investment objective on an annual basis. A report of the review will be presented to the Trustees for information/action.

Approval and Review

This Investment Policy Statement was prepared to provide a framework for the management of RTSUK investment assets will be reviewed regularly to ensure continuing appropriateness.